About Lighthouse Capital Associates

Founding

Lighthouse Capital Associates was founded on the belief that clients are best served through independent advice, disciplined planning, and long term thinking. From the outset, the firm was built to provide objective guidance and thoughtful strategies that help clients navigate financial complexity with clarity and confidence. This philosophy emphasizes consistency over prediction and integrates planning, risk management, and informed decision making to support meaningful long term outcomes.

Tom Aldrich began his career in the financial services industry in 1998, working directly with individual clients to help them achieve their investment goals. Following the market downturn in the early 2000s and significant changes within the financial services industry, it became clear that delivering a higher level of service required independence and a broader planning based approach.

In 2003, Lighthouse Capital Associates was established as an independent firm. Since its founding, we have maintained a long standing relationship with our broker dealer and have guided clients through multiple market cycles, including periods of both growth and uncertainty.

Evolution

Lighthouse Capital Associates evolved from an investment focused practice into a comprehensive financial planning firm designed to address the full scope of a client’s financial life.

Today, Lighthouse Capital Associates provides coordinated planning and ongoing management across the following areas:

• Comprehensive financial planning
• Personalized portfolio management
• Retirement and income planning
• Tax planning and tax preparation
• Insurance needs analysis
• Estate and legacy planning
• Ongoing account management and service

By integrating these areas, we are able to deliver coordinated strategies rather than isolated recommendations.

Leadership and Next Generation

Lighthouse Capital Associates is led by Thomas Aldrich Jr., whose decades of experience and values continue to shape the firm’s philosophy and commitment to disciplined planning.

The firm has also grown through the addition of the next generation of leadership. Tom’s son, Thomas Aldrich III, and daughter, Wellsley Aldrich, have joined the firm, along with Jackson Francabandiero. Thomas Aldrich III is a Certified Financial Planner™ professional and Enrolled Agent, bringing additional depth in financial planning and tax strategy to the firm.

Together, the leadership team works within a structured, process driven framework designed to support thoughtful planning and consistent execution. Decisions are guided by defined standards, internal collaboration, and ongoing review rather than reliance on any single individual.

This approach allows Lighthouse Capital Associates to deliver personalized advice while maintaining continuity, oversight, and accountability as the firm evolves. Clients benefit from a planning relationship that is supported by experience, shared expertise, and a long term commitment to disciplined financial stewardship.

Planning Philosophy

We believe successful financial planning does not require predicting markets or reacting to headlines. Instead, it requires discipline, consistency, and a structured decision making process that adapts as life circumstances change.

Every client relationship begins with a thorough understanding of goals, financial complexity, risk tolerance, and personal priorities. From there, we design strategies that are practical, flexible, and aligned with long term objectives.

Our role is to help clients make informed decisions, manage uncertainty, and stay focused on what matters most throughout changing market and personal environments.

Team Approach

Lighthouse Capital Associates operates as a collaborative firm built around shared knowledge, internal review, and consistent planning standards.

While each client works closely with a lead advisor, plans and portfolios are supported by a team that provides continuity, accountability, and ongoing oversight. This structure allows us to deliver personalized advice while maintaining consistency and reliability as the firm grows.

Our team based approach is designed to support long term client relationships and ensure a high level of service across generations.

Looking Ahead

Lighthouse Capital Associates continues to evolve alongside the clients we serve. As our firm grows, we remain committed to maintaining a high standard of personalized service while strengthening the planning systems and team that support it.

Our mission remains constant: to provide clear, disciplined advice and integrated planning solutions that clients can rely on through every stage of their financial lives.